FORWARD FOCUS IN TIMES OF CHANGE Strong long-term net returns places Cbus in an excellent position to be the destination fund for working men and women of Australia Justin Arter, CEO 3 Taken from the SuperRatings SR50 Balanced (60-76) survey (June 2021). SuperRatings is an agency that collects information from super funds to enable performance comparisons – visit superratings.com.au 4 The rating issued 03/2021 Cbus Growth (Cbus MySuper), 03/2021 Cbus Conservative, 03/2021 Cbus Conservative Growth (SIS), 03/2021 Cbus High Growth and 03/2021 Cbus Cash Savings are published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and to access the full report. © 2020 Lonsec. All rights reserved. 14 Annual Integrated Report 2021