Asset finance can be an ecient way to manage your cash flow business cash flow Improve management Many businesses are looking for ways to Express card. The HIA Vehicles arrangement with® of your business cash improve how they manage their cash American Express allows you to make equipment or flow and simplify their accounting. vehicle monthly repayments. Not only does making flow with asset finance. Asset finance can be an efficient your finance payments via your American Express way to manage your cash flow by either leasing or card provide easier management of your accounts borrowing to fund vehicles and other equipment, and extended cash flow benefits, you could also including the latest technology. Preserving your receive points under your card’s rewards program.1 capital through a lease or a commercial loan can Using your American Express card can help provide you with the money and the hardware simplify your business’s accounting through a single needed to expand your business. point to monitor and report your expenditure. When you pay off your card in full by the statement date, Regular payments you can also avoid additional interest charges.1 Regular, fixed payments on a lease or a loan can Contact the asset finance specialists at help your business iron out cash flow into a smooth HIA Vehicles, powered by Macquarie, on and predictable stream. Your accounting can also 1300 650 776, or contact account manager be made easier when reporting expenses and you Tom Mountjoy on 0427 719 139, to find out how don’t have to keep large amounts of capital aside asset finance could help your business. for equipment. Depending on your requirements, the equipment you can finance with regular fixed payments includes: Vehicle and asset finance, sourcing and other services are provided by Macquarie Leasing Pty Ltd ABN 38 002 674 982 (Australian Credit • passenger cars Licence 394925) (Macquarie Leasing). HIA Vehicles is a registered trading name and business name of Housing Industry Association Limited ACN • light and heavy commercial vehicles 004 631 752, and Macquarie Leasing is licensed to use such name and • plant and machinery other trademarks. HIA Vehicles have no influence on Macquarie Leasing’s lending • earthmoving and construction equipment decisions and vehicle sourcing is independent of any application for • computer technology credit. No part of this document is to be construed as an offer by anyone capable of acceptance or as a solicitation to obtain a financial product. The information is not an expression of opinion or recommendation and Payment method does not constitute financial, accounting, taxation, general or personal advice and should not be relied upon as such. Before acting on any If you are a sole trader or owner of a small to information on this website, you should consider the appropriateness of it having regard to your particular objectives, financial situation and needs medium sized business, you are likely to consider and seek advice. All applications are subject to the satisfaction of approval both your operating costs and asset finance options criteria. Terms, conditions, fees and charges apply. Macquarie Leasing is not an authorised deposit-taking institution for the from time to time. When reviewing your choices, you purposes of the Banking Act 1959 (Cth), and the obligations of Macquarie may also want to consider the way you can make Leasing do not represent deposits with or other liabilities of Macquarie Bank Limited. Macquarie Bank Limited does not guarantee or otherwise the regular fixed payments on a lease or a loan. provide assurance in respect of any of the obligations of Macquarie With HIA Vehicles, powered by Macquarie, Leasing. © Macquarie Group 1 Payments via American Express only available on new commercial your business can now make repayments on finance contracts obtained directly through Macquarie Leasing. Credit Card Rewards Program conditions apply, enrolment is required and an selected business arrangements using an American annual fee may apply, refer to your Card issuer for further details. MAY 2018 HOUSING 85 BUSINESS • MEMBER BENEFITS